Payment Processing for Dispensaries
Pay by bank (ACH) and cards!
INTRODUCING REAL, COMPLIANT PAYMENT PROCESSING
We all know a dispensary is not allowed to have their own direct payment processing agreement for as long as cannabis is federally illegal (schedule 1). You need a 3rd party processing agreement. Let us help you navigate through your options!
Compliant Payment Processing
As of July 2023, the direct sale of cannabis on any payment network for either credit cards or debit cards has been forbidden. In order to be compliant the card brands must approve the correct processing method if the transaction is taking place in a dispensary or other cannabis operation. This usually involves using digital wallets, crypto currency, electronic gift cards, software, etc..
Pay by bank (ACH) and Credit & Debit Cards
Are there gaps in your payment acceptance program? Are you offering the major payment types that your customers actually want? Cash, ATM, Debit and Credit. The industry is evolving and just having an ATM isn't enough. With Harvest, you can now rest easy with our compliant pay by bank (ACH) solution! Schedule a demo with us today and let us show you how to take your business to the next level.
Customer Buying Experience is Key!
Instead of multi-step payment processes, your customers will experience the sale just like buying items from their local retail market.
Your customers simply download our easy to use app or a pay link sent directly to the customers mobile device. Once their account is linked, it's as simple as hitting pay, and you're done. The best part for you the business is funds are transferred in 24 business hours! What's not to love about that?!
20 to 40% Higher Ticket Sales
All retailers in America know that by accepting payments will increase spending. It's vital to their survival. Why would dispensaries be any different? With the average person only carrying around $35 on them, it limits the amount they can spend in your store. ATMs help but do not fix the issue. By enabling pay by bank and card payments at your dispensary, you will see a significant increase in purchases by each customer. We guarantee it!
Less Cash = Lower theft
When more and more of your customers start using credit cards for their purchases, you’ll have much less cash on hand reducing the risk large amounts of cash brings.
DISPENSARIES
Pay by bank (ACH)
Terminals/Card Swipers
CANNABIS DELIVERY
Pay by bank (ACH)
4G Wireless Terminals or Text to Pay
RETAIL CBD
Delta 8, Delta 9 & THCA
ONLINE CBD OR KRATOM
Payment Processing
WHO WE SERVE
BENEFITS
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Accept pay by bank (ACH) or Credit & Debit Cards
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24hr funding with pay by bank!
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Increase Store Revenue up to 30%+
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Merchant Cost: Pass most or all fees onto Customers
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POS integrations
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Pay by bank/ ApplePay / GooglePay
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Tip Line
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Chargeback Protection
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Text to Pay or QR Code option for Curbside pick up or Delivery
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Accurate Online Reporting
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(per terminal/location)
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Cashless Delivery for your Drivers
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Attract & Retain Customers
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Encourage impulse buying
Do I need a Cannabis Bank Account?
If you need help, we have relationships with over 50 cannabis banks nationwide.
I already have an ATM or Debit Card solution
Keep Your Current Payments – But Add a Federally Compliant Pay by Bank Option
Your existing methods work, but offering a secure, federally compliant ACH solution ensures reliable payments that won’t be turned on and off.
Customers can pay by bank at your store just like they do at any other retail location—with no interruptions.
Do you a have compliant way to take payments?
Yes! Our Pay by Bank (ACH) Payment Option is Fully Federally Compliant
Enjoy hassle-free payments with our ACH (Automated Clearing House) option. Our federally compliant payment system ensures stability and reliability—no more worrying about card machines being disabled or interrupted without warning. With secure bank transfers and consistent payment processing, you can focus on your business while we handle the compliance.